How to Get
Workers’ Comp Benefits in Pennsylvania
Are You Eligible for Workers’ Comp in PA?
Most employees in Pennsylvania are covered from day one on the job. It doesn’t matter who was at fault—if you were hurt while performing work duties, you likely qualify. However, independent contractors, farmhands, and some domestic workers might fall outside coverage depending on circumstances.
Reporting and Filing Your Claim
Start by telling your employer about the injury. They should file a
First Report of Injury with their insurance carrier. That insurer has 21 days to accept or deny the claim. If they don’t, you may need to take legal action.
How Benefits Are Calculated
After a 7-day waiting period, wage loss benefits kick in. If your disability lasts more than 14 days, those first 7 days are retroactively covered. Wage benefits are usually around 2/3 of your average weekly wage, subject to a state maximum.
Medical Treatment Rules
All reasonable and necessary medical care is covered. For the first 90 days, you might have to see a panel physician (if your employer provided the proper list). After that, you can choose your own doctor.
How Long Do Benefits Last?
Partial disability benefits can run up to 500 weeks. Total disability may last longer, especially if your impairment rating is high. Settlements are an option too—but don’t rush into one without legal advice.
No Insurance? You Still Have Options
If your employer doesn’t carry workers’ comp, Pennsylvania’s Uninsured Employer Guaranty Fund may help. We can assist with those claims as well.
FAQ – Getting Workers’ Comp Benefits in PA
How soon should I report my injury?
Report it as soon as possible—ideally within 21 days. Waiting too long can risk your eligibility.
Can I choose my own doctor?
Only after 90 days if your employer properly posted a panel list. Otherwise, you can choose sooner.
How much will my check be?
Roughly 66% of your average weekly wage, up to the state maximum.
Can I get a lump-sum settlement?
Yes, but settlements end your case. Always consult a lawyer before signing anything.
Protect Your Benefits From Day One
Following doctor’s orders, keeping documentation, and meeting legal deadlines is critical. Vellner Law makes sure nothing slips through the cracks.